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Special Current Accounts
 
Bharat Silver
(S)
Bharat Gold
(G)
Bharat Platinum
(P)
Eligibility :  
a. Quaterly average Credit balance
Rs.1,00,000/- (minimum balance should not dip below Rs.50,000/- any time)
Rs.2,50,000/- (minimum balance should not dip below Rs.1,00,000/- any time)
Rs.5,00,000/- (minimum balance should not dip below Rs.2,50,000/- any time)
b. Operation
Ordinarily Cheques should not be returned for want of funds (However in exceptional cases cheque returns could be allowed upto 10 ocassions in a year)
Ordinarily Cheques should not be returned for want of funds (However in exceptional cases cheque returns could be allowed upto 10 ocassions in a year)
Ordinarily Cheques should not be returned for want of funds (However in exceptional cases cheque returns could be allowed upto 10 ocassions in a year)

Privileges :
a. Free Cheque leaves
300 in a year
600 in a year
All
b. Folio Charges
Nil
Nil
Nil
c. Charges for issue of DD/PO
50 % of Normal Charges
25 % of Normal Charges
No Charges
d. Teller Cash
Upto Rs.50,000/-
Upto Rs.1,00,000/-
Upto Rs.1,00,000/-
e. Margin on vehicle loan ( personal )
5%
5%
Nil
f. Outward cheque return charges
50 % of Normal Charges
25 % of Normal Charges
Nil
g.OBC Charges
50 % of Normal Charges
25 % of Normal Charges
Nil
h. RTGS Charges
75 % of Normal Charges
50 % of Normal Charges
50 % of Normal Charges
i. Issue of Solvency and all other certificates
Nil
Nil
Nil

 

 

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