Insurance for your principal and interest

Your deposits held at Bharat Bank are insured with Deposit Insurance & Credit Guarantee Corporation (DICGC). Bharat bank is a member of DICGC.

Salient Features:

• Each depositor in the bank is insured up to a maximum of ₹5 Lakh for accounts held with each Bank.
• Different accounts held in the capacity of individual, guardian, partner, director or joint holder – are NOT clubbed together.
• Joint Accounts held in different order (e.g. A+B and B+A) are covered separately to the extent of ₹5 Lakh each.
• Upto ₹20 Lakh effective cover for 2 adults (A & B) holding 4 accounts in different capacity i.e. as A, B, AB & BA.
• Upto ₹75 Lakh effective cover for 3 adults holding 15 accounts in different capacity.
• Both Principal & Interest are covered.
• Deposit insurance premium is borne entirely by the bank.

Please visit dicgc.org.in for more details