Debit Card
Bank also issues ADD-ON Debit cards to family members of existing cardholders at a one-time fee of Rs.100/- and no subsequent annual charges.
Enrolment Fee Nil
Annual Fee (RUPAY) Rs. 150/- p.a. + gst w.e.f. 01.07.2020
Annual Fee (VISA) Rs. 200/- p.a. + gst w.e.f. 01.06.2020
Card Replacement Fee 100/-
Add-on Card 100/- (one time charge)
Zero limit Card 50/- (one time charge)
Duplicate PIN 50/-
Mark-up on Foreign currency transaction 3% of Transaction amount
Retrieval Free 225/- per transaction if the dispute does not close in cardholder’s favour
Domestic Charges (Above 5 free transactions per month)
  • ATM withdrawal charges from non-Bharat Bank ATM Rs.20/-
  • Balance enquiry/mini-statement/Pin Change charges from non-Bharat Bank ATM Rs.10/-
International Charges
  • ATM withdrawal charges from ATMs outside India Rs.125/-
  • Balance enquiry charges from ATMs outside India Rs.25/-