Bharat MSME
How startups can raise money?

Bharat Bank provides credit facilities to Micro, Small & Medium enterprises (MSME) for meeting their short term and long term financial requirements.

What is the Purpose of this Loan?

To provide Bank credit to Micro, Small and Medium Enterprises. MSME loans come with great benefits for small businesses that meet the exact needs of small businesses at any stage of their growth.

Who can avail for this Loan?

All Micro, Small & Medium enterprises (MSME) units

What is the maximum loan amount?

Maximum amount of Rs. 500 Lakh

Repayment Period

Repayment Period for Term Loan is Maximum 120 Months (Inclusive of Moratorium/Gestation Period ) whereas for Cash Credit - One year or on demand unless revoked earlier.


Security for Term Loan is Charge on Assets purchased out of Bank Finance and for Working Capital Limits – Stock & Receivables covered by adequate Primary/Collateral Security {Existing/Proposed}