HDFC Life Click 2 Protect 3D Plus

HDFC Life Click 2 Protect 3D Plus is a online term insurance plan that offers comprehensive security at an affordable price. 3D stands for the three uncertainties that we face at some point in time, i.e. Death, Disability and Disease. With this online term policy, ensure that your family is safeguarded financially if an unexpected eventuality occurs. HDFC Life Click 2 Protect 3D Plus offers a wide range of 9 plan options to help one choose as per their need.


The following plan options are available under this plan.

  1. Life Option : Under this option your nominee gets a Lump sum Benefit on death or diagnosis of Terminal Illness. Your future premiums are waived upon Accidental Total Permanent Disability (ATPD).
  2. 3D Life Option: In addition to the benefits under Life Option, you will receive an additional benefit of waiver of your future premiums upon diagnosis of Critical Illness.
  3. Extra Life Option : In addition to the benefits under Life Option, you get an additional Extra Life Sum Assured upon death due to Accident.
  4. Income Option : This plan option is ideal if you wish to provide your nominee with a Lump sum benefit and a regular stream of Income in your absence.
  5. Extra Life Income Option : In addition to the benefits under Income Option, an additional Lump sum & Income benefit is paid upon death due to accident.
  6. Income Replacement Option : This plan option ensures that your nominee continues to receive the income stream even in your absence.
  7. Return of Premium Option: Under this plan option, we will return all your premiums if you Survive till the end of the Policy Term. On death/ diagnosis of Terminal Illness during the Policy Term a Lump sum benefit will be paid to your nominee.

  8. Life Long Protection Option : You are protected for your entire life. Your nominee gets a Lump sum Benefit on death or diagnosis of Terminal Illness. Your future premiums are waived upon Accidental Total Permanent Disability.

  9. 3D Life Long Protection Option : In addition to the benefits under Life Long Protection Option, You will receive an additional benefit of waiver of your future premiums upon diagnosis of Critical Illness.