HDFC Life bring to you “HDFC Life Sanchay Plus”, a non-participating, non-linked, savings insurance plan that offers guaranteed returns for you and your family.
- Guaranteed Benefits
- Tax benefits
- Flexibility
- Optional Riders
This Options pays you a maturity benefit in the form of Guaranteed Income for fixed term of 10 to 12 years upon payment of all due premiums and life assured surviving the policy term.
- Min Age-5Yrs to 60Yrs Max Mat.-73Yrs
- Min. Premium-Rs.30,000/- Max.-No Limit
- Policy Term-10 – 12 Years
The Guaranteed Income depends on the Premium paying term as defined below
| Premium Paying Term | Guaranteed Income Payable each year during the payout period | |
| Entry Age : 5 to 50 Years | Entry Age : 50-60 Years | |
| 10 Years | 200% of Annualized Premium | 190% of Annualized Premium |
| 12 Years | 225% of Annualized Premium | 210% of Annualized Premium |
This Option Offers a Benefit of Guaranteed income up to age 99 years and a return of premium at the end of payout period upon payment of all due premiums and life assured surviving the policy term.
- Min Age-50 Yrs. Max. Age-60
- Min. Premium- Rs.30, 000/- Max. Premium-No Limit
- Policy Term- 6 Years to 11 Years
| Premium Paying Term | Guaranteed Income Payable each year during the payout period | |
| Policy Term | Entry Age : 50 to 60 Years | |
| 5 Years | 6 Years | 35% of Annualized Premium |
| 10 Years | 11 Years | 100% of Annualized Premium |
This Options offers a benefit of guaranteed income for a fixed term of 25 to 30 years and a return of premium at the end of payout period upon payment of all due premiums and life assured surviving the policy term.
- Min.-Rs.30,000/- Max-No Limit
| Premium Paying Term | Guaranteed Income Payable each year during the payout period | |
| Policy Term | Entry Age : 5 to 60 Years | |
| 5 Years | 6 Years | 36% of Annualized Premium |
| 10 Years | 11 Years | 105% of Annualized Premium |