Traditional Plans

Endowment + Whole Life Plan

  • Min. Age-18 & Max. Age-50 Maturity-75
  • PPT-Yearly, Half Yearly, Quarterly, Monthly
  • Policy Term 15 to 35 years
  • Policy Terms are 5 to 25 years, Compulsory Medical.
  • Min. Age-90 days    Max. Age -55
  • SA Min 1,00,000 Max-No Limit
  • PPT-15,20,25 & 30 Years
  • On death, SA + Bonus + FAB payable.
  • Highly suitable for HNI clients (More than 1 Crore Sum assured)

Endowment Plan

  • Single premium, Non linked, with profit policy.
  • Min age-90 days   Max age-65 Max Mat age-75
  • Policy Terms 10 to 25 years.
  • Min. SA -50,000/- Max. SA: - No Limit.
  • On death, SA + Bonus + FAB (if any).
  • Loan after 1 year; Surrender Value Available.
  • Regular premium with profits endowment type.
  • This is a stand-alone policy.
  • Min age: - 8    Max. Age:-55    Max. Mat:-70
  • Min. SA:-75,000/- Max. SA:-2,00,000/-
  • Policy Term- 10-20 Years
  • Min age: - 18 Max. Age:-NA  Max.
  • Policy Term allowed: - 12/16/21.
  • Min. SA:-3, 00,000/- Max. SA: - No Limit.
  • Death benefit- SA+ Revisionary Bonus+ FAB
  • Payment Mode-Yearly, Half Yearly, Quarterly and Salary Deduction
  • Surrender Value after 2 Years
  • LIC's Jeevan Lakshya is a participating non-linked plan which offers a combination of protection and savings.
  • This plan provides for Annual Income benefit in case of death and lump sum on maturity.
  • Minimum SA-1,00,000 Max-No limit
  • Policy term-13-25 Years
  • Min. Age-18 Max Age-50 Max. Mat.-65
  • Loan Facility available
  • FAB Shall not be payable under reduced paid-up policies
  • LIC's Jeevan Lakshya is a participating non-linked plan which offers a combination of protection and savings.
  • This plan provides for Annual Income benefit in case of death and lump sum on maturity.
  • Minimum SA-1,00,000 Max-No limit
  • Policy term-13-25 Years
  • Min. Age-18 Max Age-50 Max. Mat.-65
  • Loan Facility available
  • FAB Shall not be payable under reduced paid-up policies
  • Limited premium paying, non-linked with profit endowment plan
  • Min. Age-8 Max. Age-59/54/50
  • Min. SA: - 2 Lacs.        Max. : - No Limit. Max. Mat-75 Years
  • Terms allowed: 16/21/25.
  • Premium paying term: 10/15/16 respectively.
  • Surrender Value after 3 Years
  • Non Linked with Profit Plan with combination of Protection and saving
  • Risk cover increases every 5 years.
  • Min. Age.12 years        Max Age;-45 years       Max. Mat. Age- 65 years.
  • Terms Allowed:  12 to 20 years.
  • Min. SA: - 1, 50,000/-   Max. SA: - No Limit.
  • This plan is exclusively designed for male lives having Aadhaar Card issued by UIDAI
  • Death Benefit- First 5 Yrs. of plan SA after 5 years SA + Loyalty Bonus
  • No Medical examination.
  • Min. Age:-8   Max Age:-55     Max. Mat. Age-70 years
  • Min SA:-75,000/-        Max. SA :- 3,00,000/-
  • Policy Term- 10-20 Years
  • This plan is exclusively designed for female lives having Aadhaar Card issued by UIDAI
  • Death Benefit- First 5 Yrs. of plan SA after 5 years SA + Loyalty Bonus
  • No Medical examination.
  • Min. Age:-8   Max Age:-55  Max. Mat. Age-70 years
  • Min SA:-75,000/-  Max. SA :- 3,00,000/-
  • Policy Term- 10-20 Years
  • Surrender Value available after 3 Years

Money Back with Survival

  • This Plan is a participating non-linked plan which offers an attractive combination of protection against death throughout the term of the plan along with the periodic payment on survival at specified durations during the term
  • Limited premium concept.
  • Policy Term-20 years   Premium payment-15
  • Min age-13 years   Max. Age-50  Max. Mat:-70.
  • Min SA-1, 00,000/-  Max. SA: - No Limit.
  • This Plan is a participating non-linked plan which offers an attractive combination of protection against death throughout the term of the plan along with the periodic payment on survival at specified durations during the term.
  • Limited payment concept. Loan Facility available
  • Term- 25 years   Premium payment -20
  • Min age-13 years  Max. Age-45  Max. Mat:-70.
  • Min. SA -1, 00,000/-  Max. SA: - No Limit.

Insurance + Investment

  • Single premium, with profits money back.
  • Money back of 15% SA every 3 years.
  • On maturity, capital Returned + Loyalty.
  • Policy Terms: - 9/12/15 years.
  • Min age-15, Max Age-66/63/90 (9/12/15).
  • Date within 5 years SA only payable.
  • Date after 5 years – SA + Loyalty addition payable.

Child Pan-On Life of Child

  • Popular plan on the life of Children.
  • With profits money back types.
  • Regular premium.
  • It is a flexible plan wherein at proposal stage the proposer can choose the proportion of Survival Benefits to be availed during the term of the policy
  • Age at entry:-90 days completed to 12 years.
  • Maturity age-25 years.
  • Min. SA:-75,000/- Max. SA: - No Limit.
  • Risk on the life of child; proposer  can avail premium waiver benefit (PWB)