Unified Payments Interface (UPI)
How to register for UPI ?

Create your Virtual Payment Address (VPA)
Users can create a Virtual Payment Address (VPA) of their choice.
Link all your bank accounts
Any bank account having your mobile number registered can be linked.
Send / Receive Money
Make or receive payments with a Virtual Payment Address.
Collect Money
New way to request for payment. Collect money enables the user to request his pending payment.
Safe and Secure
Two-factor authentication makes it a safe and secure payment option.
24/7 Availability
According to your timing, you can send money anytime.
Set / Reset UPI Pin
Secure with setting your own pin and reset it whenever required.
Check Transaction Status
All your transaction history or status are being shown.

Unified Payments Interface (UPI) is an instant real-time payment system developed by National Payments Corporation of India facilitating inter-bank transactions. The interface is regulated by the Reserve Bank of India and works by instantly transferring funds between two bank accounts on a mobile platform. UPI is a system that powers multiple bank accounts into a single mobile application (of any participating bank), merging several banking features, seamless fund routing & merchant payments into one hood. It also caters to the “Peer to Peer” collect request which can be scheduled and paid as per requirement and convenience.

Unified Payments Interface is a real time interbank payment system that allows sending or requesting money with the following methods:

  • Virtual Payment Address (VPA) or UPI ID: Send or request money from/to bank account mapped using VPA.
  • Mobile number: Send or request money from/to the bank account mapped using mobile number.
  • Account number & IFSC: Send money to the bank account.
  • QR code: Send money by QR code which has enclosed VPA, Account number and IFSC or Mobile number

Bharat Bank is live on Google Pay / Paytm and Phone Pe.
Pre-requisite for registering for UPI

  • Bank a/c
  • Mobile number should be linked with bank a/c
  • Smart Phone with internet facility
  • Debit Card for setting MPIN
Steps for registering UPI

  • Download the App for UPI
  • Do registration online on the App using Debit Card Details
    • User receives OTP from the Issuer bank on his/her registered mobile number
    • User now enters last 6 digits of Debit card number and expiry date
    • User enters OTP and enters his preferred numeric UPI PIN( UPI PIN that he would like to set) and clicks on Submit
    • After clicking submit, customer gets notification (successful or decline)
    • To Change UPI PIN user can re-register for UPI or use their old PIN and enter new PIN
  • Create a virtual ID
  • Set MPIN

UPI Offers

  • 1mg
    "18% off on medicine delivery & 20% on Rx medicines + 5% cashback Upto 40% + 5% cashback on Pathology Free doctor e-consultation"
    Validity till 31th Dec, 2020
  • Adda247
    50% All Test Series & All Ebooks
    Validity till 31th Dec, 2020
  • Netmeds
    Online Pharmacy
    Upto 30% off on all medicines
    Validity till 31th Dec, 2020
  • Purplle
    Flat 15% off on Minimum order value Rs.600
    Validity till 31th Dec, 2020
  • 1mg
    Urban Drive
    Get upto 20% Discount on Car & Bike Rent
    Validity till 31th Dec, 2020
  • Medlife
    15 Months discount on Gaana Plus on Rs 399
    Validity till 31th Dec, 2020
  • Caprese
    10% off offer on the all products
    Validity till 31th Dec, 2020
  • Skybags
    10% off offer on the all products
    Validity till 31th Dec, 2020
  • Godrej
    Flat 8% Off on MRP on entire range of Godrej Security Solutions products
    Validity till 31th Dec, 2020
  • Dunzo
    Get INR 300 as DUNZO cash on Dunzo App (NEW USER)
    Validity till 31th Dec, 2020
  • Licious
    Flat 20% off on Rs. 499
    Validity till 30th Sept, 2020
  • Wonderchef
    Extra 20% off
    Validity till 30th Sept, 2020
  • Practo
    "Rs 199" off on all specialties for instant consult
    Validity till 31th Oct, 2020
  • Bewakoof
    Flat 50% off on 12 months Membership
    Validity till 30th Sept, 2020
  • Myntra
    Flat Rs. 200 off on Rs. 1999
    Validity till 31th Dec, 2020
  • Pepperfry
    Additional 5% Off
    Validity till 31th Dec, 2020
  • BajajElectricals
    Get 15% off on Rs. 2000
    Validity till 30th Oct, 2020
  • Yardley
    20% off on minimum cart value of Rs.1000.
    Validity till 31th Dec, 2020

Frequently Asked Questions