Home Improvement Loan

What is the maximum amount I can borrow for a Griha Shobha loan?

  • Rs. 10.00 Lakh in Metropolitan Centre (those centres with population of Rs. 10.00 Lakh and above).
  • Rs. 6.00 Lakh in Other Centres.

In how many years can I repay the Griha Shobha loan amount?

Maximum Tenure 120 months.

What kind of security is required?

Mortgage of Flat/Residential Premises (Registered / Equitable Mortgage) of immovable property free from all encumbrances are required for security.

Am I eligible to apply for a Griha Shobha Loan?

The Individuals / Existing borrowers, who have already availed housing loan facility, from the bank having regular repayment.

What is the maximum amount I can borrow for a BCB Top Up loan?

  • Rs. 10.00 Lakh in Metropolitan Centre (those centres with population of Rs. 10.00 Lakh and above).
  • Rs. 6.00 Lakh in Other Centres.

In how many years can I repay the BCB Top Up loan amount?

Maximum Tenure 120 months

What kind of security is required?

Extension of Charge of Mortgage of Residential Property.

Am I eligible to apply for a BCB Top Up Loan?

The Individuals / Existing borrowers, who have already availed housing loan facility, from the bank having regular repayment.