| RATE OF INTEREST ON TERM DEPOSITS (DOMESTIC AND NRO#) W.E.F. 01st July 2025 ( % PER ANNUM) | |||
| Sr No. | Period of Deposit | Below ₹1 Crore | |
| General Public | Senior Citizen | ||
| Domestic & NRO | Domestic | ||
| 1 | 7 Days upto 29 Days | 4.50 | 4.50 |
| 2 | 30 Days upto 60 Days | 4.75 | 4.75 |
| 3 | 61 Days upto 90 Days | 5.00 | 5.00 |
| 4 | 91 Days upto 180 Days | 5.25 | 5.25 |
| 5 | 181 Days to less than 1 year | 5.75 | 5.75 |
| 6 | 1 year to 15 months | 7.30 | 7.80 |
| 7 | Above 15 months to 2 years | 7.00 | 7.50 |
| 8 | Above 2 years to 3 years | 7.10 | 7.60 |
| 9 | Above 3 years to 5 years | 6.50 | 7.00 |
| 10 | Above 5 years | 6.75 | 7.25 |
| 11 | Flexi Fixed Deposit Current Account (FFDCA) 29 days | 3.50% p.a. | |
| 12 | Flexi Fixed Deposit Saving Account (FFDSB) 90 days) | 4.00% p.a. | |
| 13 |
Bharat Deposit Tax Benefit Scheme - 5 years (Maximum Rs.1.50 Lakh can be invested by an individual per Financial Year) |
6.75% p.a. | |
|
# No additional rate of interest shall be applicable to Senior Citizen for deposits under NRO category |
|||
| RATE OF INTEREST ON TERM DEPOSITS (DOMESTIC AND NRO#) W.E.F. 01st July 2025 ( % PER ANNUM) | ||||
| Sr No. | Period of Deposit | ₹ 1 Crore to less than ₹ 2 crore | ₹ 2 crore to less than₹ 5 crore | ₹ 5 crore and above |
| 1 | 7 Days upto 29 Days | 5.50 | 5.50 | 5.50 |
| 2 | 30 Days upto 60 Days | 5.75 | 5.75 | 5.75 |
| 3 | 61 Days upto 90 Days | 6.00 | 6.00 | 6.00 |
| 4 | 91 Days upto 180 Days | 6.25 | 6.25 | 6.25 |
| 5 | 181 Days to less than 1 year | 6.90 | 6.90 | 6.90 |
| 6 | 1 year to 15 months | 7.70 | 7.80 | 7.75 |
| 7 | Above 15 months to 2 years | 7.15 | 7.15 | 7.15 |
| 8 | Above 2 years to 3 years | 7.25 | 7.25 | 7.25 |
| 9 | Above 3 years to 5 years | 6.65 | 6.65 | 6.65 |
| 10 | Above 5 years | 6.90 | 6.90 | 6.90 |
|
# No additional rate of interest over and above the card rate shall be applicable to Senior Citizen. |
||||
|
## The above rates will be applicable till new rates on bulk deposits are announced. |
||||
| RATE OF INTEREST ON NRE TERM DEPOSITS W.E.F. 01st July 2025 ( % PER ANNUM) | |||
| Sr. No | Period of Deposit | Below ₹1 Crore | |
| 1 | 12 Months | 7.25 | |
| 2 | Above 12 months upto 24 months | 7.00 | |
| 3 | Above 24 months upto 36 months | 7.00 | |
| 4 | Above 36 months upto 120 months | 6.00 | |
|
# No additional rate of interest over and above the card rate shall be applicable to Senior Citizen. |
|||
|
## The above rates will be applicable till new rates on bulk deposits are announced. |
|||
| RATE OF INTEREST ON NRE TERM DEPOSITS W.E.F. 01st July 2025 ( % PER ANNUM) | ||||
| Sr. No | Period of Deposit | ₹1 Crore to less than ₹2 Crore | ₹2 Crore to less than ₹5 Crore | ₹5 Crore and above |
| 1 | 12 Months | 7.65 | 7.75 | 7.70 |
| 2 | Above 12 months upto 24 months | 7.10 | 7.10 | 7.10 |
| 3 | Above 24 months upto 36 months | 7.15 | 7.15 | 7.15 |
| 4 | Above 36 months upto 120 months | 6.10 | 6.10 | 6.10 |
|
# No additional rate of interest over and above the card rate shall be applicable to Senior Citizen. |
||||
|
## The above rates will be applicable till new rates on bulk deposits are announced. |
||||