| RATE OF INTEREST ON TERM DEPOSITS (DOMESTIC AND NRO#) W.E.F. 18th April 2024 ( % PER ANNUM) | ||||
| Duration | Below ₹1 Crore | ₹1 Crore & above | ||
| General Public | Senior Citizen | General Public | Senior Citizen | |
| Domestic & NRO | Domestic | Domestic & NRO | Domestic | |
| 7 Days upto 29 Days | 3.50 | 3.50 | 4.50 | 4.50 |
| 30 Days upto 60 Days | 3.75 | 3.75 | 4.75 | 4.75 |
| 61 Days upto 90 Days | 4.00 | 4.00 | 5.00 | 5.00 |
| 91 Days upto 180 Days | 4.25 | 4.25 | 5.25 | 5.25 |
| 181 Days to less than 1 year | 4.75 | 4.75 | 5.90 | 5.90 |
| 1 year to 15 months | 7.15 | 7.65 | 7.75 | 7.75 |
| Above 15 months to 2 years | 7.00 | 7.50 | 7.15 | 7.65 |
| Above 2 years to 3 years | 7.10 | 7.60 | 7.25 | 7.75 |
| Above 3 years to 5 years | 6.00 | 6.50 | 6.15 | 6.65 |
| Above 5 years | 6.75 | 7.25 | 6.90 | 7.40 |
| Flexi Fixed Deposit Current Account (FFDCA) 29 days | 3.50% p.a. | |||
| Flexi Fixed Deposit Saving Account (FFDSB) 90 days) | 4.00% p.a. | |||
|
Bharat Deposit Tax Benefit Scheme - 5 years (Maximum Rs.1.50 Lakh can be invested by an individual per Financial Year) |
6.75% p.a. | |||
|
# No additional rate of interest shall be applicable to Senior Citizen for deposits under NRO category |
||||
| RATE OF INTEREST ON NRE TERM DEPOSITS W.E.F. 1st Feb 2024 ( % PER ANNUM) | ||
| Duration | Below ₹1 Crore | ₹1 Crore & above |
| 12 Months | 7.00 | 7.15 |
| Above 12 months upto 24 months | 7.00 | 7.15 |
| Above 24 months upto 36 months | 7.15 | 7.30 |
| Above 36 months upto 120 months | 6.00 | 6.15 |