| RATE OF INTEREST ON TERM DEPOSITS (DOMESTIC AND NRO#) W.E.F. 21st August 2025 ( % PER ANNUM) | |||
| Sr No. | Period of Deposit | Below ₹1 Crore | |
| General Public | Senior Citizen | ||
| Domestic & NRO | Domestic | ||
| 1 | 7 Days upto 29 Days | 4.50 | 4.50 |
| 2 | 30 Days upto 60 Days | 4.75 | 4.75 |
| 3 | 61 Days upto 90 Days | 5.00 | 5.00 |
| 4 | 91 Days upto 180 Days | 5.25 | 5.25 |
| 5 | 181 Days to less than 1 year | 5.75 | 5.75 |
| 6 | 1 year to 498 days | 6.95 | 7.45 |
| 7 | 499 days (Bharat Vishwas) | 7.15 | 7.65 |
| 8 | 500 days to 2 years | 7.00 | 7.50 |
| 9 | Above 2 years to 3 years | 7.10 | 7.60 |
| 10 | Above 3 years to 5 years | 6.50 | 7.00 |
| 11 | Above 5 years | 6.75 | 7.25 |
| 11 | Flexi Fixed Deposit Current Account (FFDCA) 29 days | 3.50% p.a. | |
| 12 | Flexi Fixed Deposit Saving Account (FFDSB) 90 days) | 4.00% p.a. | |
| 13 |
Bharat Deposit Tax Benefit Scheme - 5 years (Maximum Rs.1.50 Lakh can be invested by an individual per Financial Year) |
6.75% p.a. | |
|
# No additional rate of interest shall be applicable to Senior Citizen for deposits under NRO category |
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| RATE OF INTEREST ON TERM DEPOSITS (DOMESTIC AND NRO#) W.E.F. 21st August 2025 ( % PER ANNUM) | ||||
| Sr No. | Period of Deposit | ₹ 1 Crore to less than ₹ 2 crore | ₹ 2 crore to less than₹ 5 crore | ₹ 5 crore and above |
| 1 | 7 Days upto 29 Days | 5.50 | 5.50 | 5.50 |
| 2 | 30 Days upto 60 Days | 5.75 | 5.75 | 5.75 |
| 3 | 61 Days upto 90 Days | 6.00 | 6.00 | 6.00 |
| 4 | 91 Days upto 180 Days | 6.25 | 6.25 | 6.25 |
| 5 | 181 Days to less than 1 year | 6.90 | 6.90 | 6.90 |
| 6 | 1 year to 499 days | 7.50 | 7.60 | 7.55 |
| 7 | 500 days to 2 years | 7.15 | 7.15 | 7.15 |
| 8 | Above 2 years to 3 years | 7.25 | 7.25 | 7.25 |
| 9 | Above 3 years to 5 years | 6.65 | 6.65 | 6.65 |
| 10 | Above 5 years | 6.90 | 6.90 | 6.90 |
| 11 | Flexi Fixed Deposit Current Account (FFDCA) 29 days | 3.50% p.a. | ||
| 12 | Flexi Fixed Deposit Saving Account (FFDSB) 90 days) | 4.00% p.a. | ||
| 13 |
Bharat Deposit Tax Benefit Scheme - 5 years (Maximum Rs.1.50 Lakh can be invested by an individual per Financial Year) |
6.75% p.a. | ||
|
# No additional rate of interest over and above the card rate shall be applicable to Senior Citizen for deposit of 1 crore & above. |
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| RATE OF INTEREST ON NRE TERM DEPOSITS W.E.F. 21st August 2025 ( % PER ANNUM) | |||
| Sr. No | Period of Deposit | Below ₹1 Crore | |
| 1 | 12 Months | 6.90 | |
| 2 | Above 12 months upto 24 months | 6.90 | |
| 3 | Above 24 months upto 36 months | 7.10 | |
| 4 | Above 36 months upto 120 months | 6.25 | |
|
# No additional rate of interest over and above the card rate shall be applicable to Senior Citizen. |
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| RATE OF INTEREST ON NRE TERM DEPOSITS W.E.F. 21st August 2025 ( % PER ANNUM) | ||||
| Sr. No | Period of Deposit | ₹1 Crore to less than ₹2 Crore | ₹2 Crore to less than ₹5 Crore | ₹5 Crore and above |
| 1 | 12 Months | 7.45 | 7.55 | 7.50 |
| 2 | Above 12 months upto 24 months | 7.10 | 7.10 | 7.10 |
| 3 | Above 24 months upto 36 months | 7.15 | 7.15 | 7.15 |
| 4 | Above 36 months upto 120 months | 6.10 | 6.10 | 6.10 |
|
# No additional rate of interest over and above the card rate shall be applicable to Senior Citizen. |
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