Deposits

With Bharat Bank Deposits, take a backseat and relax as you watch your money grow. Our attractive interest rates and customer centric products cater to your unique banking needs, so that you can save for your future, the way you want to. Click here for FD Interest rates.

Fixed Deposit
Features:
  • Flexible tenure with minimum period of 7 days and maximum upto 364 days.
  • Auto renewal facility with and without interest
  • Interest payable on maturity as per choice
  • Extra benefits for senior citizens in terms of interest rates
Recurring Deposit
Features:
  • Minimum tenure of 12 months with a maximum of 120 months.
  • For a much smaller investment per month, get interest rates equal to that of regular fixed deposits.
  • Auto closure on maturity option available.
  • Standing Instructions can be given for auto debit of monthly ...
Bharat Deposit Tax Benefit
Features:
  • Investment starts from a minimum investment of Rs.100/- to a maximum of Rs.1,50,000/-
  • Save your tax. Get tax benefits under section 80C of Income Tax Act, 1961.
  • Earn interest monthly/quarterly/on maturity.
  • 5 years lock in period.

Bharat Daily Deposit (PYGMY)
Features:
  • Our representative collects deposit at your doorstep on daily basis at your convenient time.
  • Minimum deposit of Rs.25/- or multiples thereof.
  • Can be withdrawable at your convenient time.
  • Avail loan upto 75% of the balance, if need be.

Flexi Fixed Deposits Savings Bank Account (FFDSB)
Features:
  • Minimum balance requirement is Rs.25,000/-
  • Sweep out to FD if balance exceeds Rs.50,000/-
  • Convert to FD in multiples of Rs.10,000/-
Special Schemes
Features:
  • Offers the security of a fixed deposit
  • Convenience in getting an overdraft facility upto 90% of deposit and your entire deposit remains intact earning a normal rate of interest.
  • Benefit of liquidity flexibility without breaking your deposit.


Customer Testimonials
It’s been 20 years of association with bharat bank; they have been helpful to me in many of my projects. They take customer service seriously, they have advised me from time to time about my business. I proudly say that, I bank with Bharat Bank.
Rustom Kerawalla Founder Vibgyor group of schools
If anybody asks me, what Bharat Bank means to me? I would say Bharat Bank is my family, they have always responded to me when I needed them as a family member. Friendly and helping staff makes banking easy for me. Thank you Bharat Bank for being with us.
Jayan K Nair
It has been a long journey with Bharat bank from Rs.500 to Rs.250 crore; I have grown with Bharat bank. I always receive prompt service at here.
Siddhartha Sen Siddhartha Logistics Co Pvt Ltd.