Saving Accounts

Savings accounts can be accessed from any branch of the bank. Access your account and transact from anywhere, anytime with our Mobile Banking / Net Banking, ATMs, Debit cards. Transfer or Receive funds 24X 7 through a wide variety of options like IMPS, NEFT, UPI. Other channels like RTGS, NACH, DBT are also supported. You can also link your Savings Bank account with other bank/non-bank apps like Google Pay etc. Select from the range of Savings Accounts with different features and benefits.

Interest Rates for all type of SB accounts (Domestic, NRE, NRO) is 3.00% Per Annum (Savings Bank interest is calculated on the daily balances maintained in your account)

Savings Bank Account (General)
  • Provides any branch banking facility
  • Banking at your finger tips with bharat bank’s mobile banking & net banking facility.
  • Minimum balance as low as Rs. 1000/- for Metro areas & Rs.500/- for Non metro areas

Bharat Champs
  • Zero balance account with no minimum balance requirement.
  • A/c self-operated by Minor above the age of 10 years
  • Free personalised champ debit card with debit cap of Rs.5,000/- per day and maximum Rs. 50,000/- per month on ATM/POS.
Basic Savings Account (BSBDA)
  • Zero balance account with no minimum balance requirement.
  • Free Debit Card (Maximum 4 withdrawals per month)
  • All facilities of normal savings bank account other than Cheque book

Premium Society
  • Door step service
  • SMS Confirmation
  • Hassle Free Accounting
  • Free Bill and Receipt Generation
  • Free Cheque Drop Box
  • Free Statement of Billing – Receipt Details
  • Free Cheque Book/Payorder/DD

Small Savings Account (BSBDA)
  • No minimum Balance required.
  • No Chequebook Facility.
  • Maximum 4 withdrawals per month including ATM withdrawals.
  • Total credits should not exceed Rs.1,00,000 in a year.
  • Max balance in the A/c should not exceed Rs.50,000 at anytime.

Your Bharat Bank Saving account facilities at a glance
Debit Card

Debit Card




Mobile Banking


Net Banking

Customer Testimonials
It’s been 20 years of association with bharat bank; they have been helpful to me in many of my projects. They take customer service seriously, they have advised me from time to time about my business. I proudly say that, I bank with Bharat Bank.
Rustom Kerawalla Founder Vibgyor group of schools
If anybody asks me, what Bharat Bank means to me? I would say Bharat Bank is my family, they have always responded to me when I needed them as a family member. Friendly and helping staff makes banking easy for me. Thank you Bharat Bank for being with us.
Jayan K Nair
It has been a long journey with Bharat bank from Rs.500 to Rs.250 crore; I have grown with Bharat bank. I always receive prompt service at here.
Siddhartha Sen Siddhartha Logistics Co Pvt Ltd.