Saving Accounts

Savings accounts can be accessed from any branch of the bank. Access your account and transact from anywhere, anytime with our Mobile Banking / Net Banking, ATMs, Debit cards. Transfer or Receive funds 24X 7 through a wide variety of options like IMPS, NEFT, UPI. Other channels like RTGS, NACH, DBT are also supported. You can also link your Savings Bank account with other bank/non-bank apps like Google Pay etc. Select from the range of Savings Accounts with different features and benefits.

Revised rates on Saving Account of all types (Domestic/NRE/NRO) @ 2.75 % p.a. on day end balance for amount up to Rs. 50 Lakhs & 3.00 % p.a. on day end balance for amount above Rs. 50 Lakhs (Effective from 1st December 2024).

Savings Bank Account (General)
Features:
  • Provides any branch banking facility
  • Banking at your finger tips with bharat bank’s mobile banking & net banking facility.
  • Minimum balance as low as Rs. 1000/- for Metro areas & Rs.500/- for Non metro areas

Bharat Champs
Features:
  • Zero balance account with no minimum balance requirement.
  • A/c self-operated by Minor above the age of 10 years
  • Free personalised champ debit card with debit cap of Rs.5,000/- per day and maximum Rs. 50,000/- per month on ATM/POS.
Basic Savings Account (BSBDA)
Features
  • Zero balance account with no minimum balance requirement.
  • Free Debit Card (Maximum 4 withdrawals per month)
  • All facilities of normal savings bank account other than Cheque book


Premium Society
Features:
  • Door step service
  • SMS Confirmation
  • Hassle Free Accounting
  • Free Bill and Receipt Generation
  • Free Cheque Drop Box
  • Free Statement of Billing – Receipt Details
  • Free Cheque Book/Payorder/DD

Small Savings Account (BSBDA)
Features:
  • No minimum Balance required.
  • No Chequebook Facility.
  • Maximum 4 withdrawals per month including ATM withdrawals.
  • Total credits should not exceed Rs.1,00,000 in a year.
  • Max balance in the A/c should not exceed Rs.50,000 at anytime.
Bharat My Society
Features:
  • Maintenance Billing
  • Society Accounting
  • Society Document Hub
  • Communication & Complaint Management
  • Society Database & Reporting


Your Bharat Bank Saving account facilities at a glance
Debit Card

Debit Card

Loan

Loan

MobileBanking

Mobile Banking

NetBanking

Net Banking

Customer Testimonials
It’s been 20 years of association with bharat bank; they have been helpful to me in many of my projects. They take customer service seriously, they have advised me from time to time about my business. I proudly say that, I bank with Bharat Bank.
Rustom Kerawalla Founder Vibgyor group of schools
If anybody asks me, what Bharat Bank means to me? I would say Bharat Bank is my family, they have always responded to me when I needed them as a family member. Friendly and helping staff makes banking easy for me. Thank you Bharat Bank for being with us.
Jayan K Nair
It has been a long journey with Bharat bank from Rs.500 to Rs.250 crore; I have grown with Bharat bank. I always receive prompt service at here.
Siddhartha Sen Siddhartha Logistics Co Pvt Ltd.