Savings Bank Account (General)

Convenience, Quick and Superior Customer Service...
Bank at any branch of our bank spread across 103 locations or access money from our 24x7 ATMs. Enjoy Finger Tip banking with Nexa – our award winning Mobile banking app to access your account at your convenience. In the rare instance of any issue, feel free to reach us at our branch, our phone helpdesk or through email.

Bank brings out the best of traditional & digital banking.

Do not like banking through CHATBOTS or Phone Banking personnel???
Do visit our branch to enjoy the best of branch banking services & get your queries resolved with our friendly & helpful staff.

Look forward to quick & convenient 24x7 service. Please use Nexa, our best-in-class mobile app, carefully designed to make your banking EASY, SAFE & QUICK.

Features and Benefits of this Account
  • Provides any branch banking facility
  • Banking at your finger tips with Bharat Bank’s mobile banking & net banking facility.
  • Nomination facility available
  • Visa/Rupay card – with switch ON-OFF option for safety.
  • 5 FREE ATM transactions on other bank ATM (Transactions include Financial & Non Financial transactions)
  • ADD-ON card facility to family members at a one time fee of Rs.100. No annual charges for Add-On card.
  • Free first chequebook of 25 leaves
  • Free 25 leaves cheque book every financial year for senior citizens.
  • No SMS charges for senior citizens
  • NEFT/ RTGS/ IMPS at no additional cost through netbanking/mobilebanking
  • ECS facility at no additional cost
  • Collection of outstation cheques, demand drafts, pay orders etc.
  • Minimum balance as low as Rs. 1000/- for Metro areas & Rs.500/- for Non metro areas
  • Passbook is issued free of cost. Duplicate pass book can be issued if original is lost on payment of charges.
  • Statement of accounts can also be sent through mail.
  • Safe deposit locker (subject to availability).
  • HUF Account can also be opened with same features.
  • Minor account facility available with basic features as:
    • Zero balance account with no minimum balance requirement.
    • A/c will be operated by guardian
    • Transactions to be done only for the purpose of child’s education
    • On attaining majority guardian will not be allowed to operate the account, the account has to be converted into normal savings account
    • No SMS Charges
Documents required :

ADDRESS document (photocopy of any one of the following) :

  1. Ration Card/Voter’s Identity Card
  2. Driving License/Passport (to include page containing date of expiry)
  3. Telephone/Electricity Bill/Society Maintenance Receipt (Latest copy – not more than 2 months old)
  4. Registered Leave – N – License/Purchase Agreement
(Address should match with the address in the account opening form)

IDENTITY document (photocopy of any one of the following) :

  1. Passport/Driving License (to include page containing date of expiry)
  2. Voter’s Identity Card/PAN Card
  3. Aadhar Card.
  4. Identity Card/Photo Identity issued by Central/State Government/PSUs/Scheduled Banks/Professional bodies (such as ICWAI,ICAI,Bar Councils etc) to their members/employees

Hindu Undivided family (HUF) (additional requirements) :

  1. HUF declaration signed by all HUF Members (form available with Bank)

Minor Account : (additional requirements)

  1. Birth Certificate of the Minor.
  2. Photograph of the guardian & the minor (if aged 12 years & above)
  3. Minor Declaration (form available with bank or click here for form)
  4. Proof of IDENTITY and ADDRESS proof of the guardian.