One of India's most Customer Friendly Co-operative Multi Scheduled Bank
History
How it all began...Find out more about Bharat Bank’s history & origins.
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Milestones
Learn more about significant events in our storied history.
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Board of Directors
The phenomenal success of the Bank is the resemblance of our visionary Chairman and Vice Chairman along with dedicated team of Directors....
Board of Management
The phenomenal success of the Bank is the resemblance of our visionary Chairman along with dedicated team of Management....
Awards and Achievements

  • 2023-24

    “BEST IT RISK MANGEMENT AWARD” (Runner Up) from the prestigious INDIAN BANKS’ ASSOCIATION(IBA) at the 19th Banking Technology Conference held at Mumbai on 9th Feb 2024 from the hands of RBI Deputy Governor Shri. T Rabi Shankar and Shri.A.K.Goel, Chairman IBA, & MD CEO of Punjab National Bank.

    Best HR Management Award at the 17th All India Co-operative Banks Summit by NAFCUB and Banking Frontiers on 12.10.2023

    Best Security Initiative at the 17th All India Co-operative Banks Summit by NAFCUB and Banking Frontiers on 12.10.2023

    "IT Excellence Award" at Banco Blue Ribbon Award Ceremony on 5.10.2023

  • 2022-23

    "Innovations in Information Security of the year Award" for IT Security Measures at BSFI Fintech Conclave 2022.

    "Best HR Management/initiatives Award" during All India Co-operative Banks summit organized by NAFCUB and Banking Frontiers at Indore on 16.10.22

  • 2021-22

    “Best Bank Award”- 2nd Prize by The Banco during Banco Advantage Annual Summit for for UCBs

  • 2020-21

    Best Bank Award”- 1st Prize by The Banco on 01-09-2021 during Banco Advantage Annual Summit for UCBs

    ASSOCHAM has awarded "Digital Services" Runner up in co-op banks category in the year 2020-21

    Indian Banks Association has awarded "IBA Technology Award for "IT Risk Management & Cyber Security Initiatives" in the year 2020-21

  • 2019-20

    “Best Bank Award”- 3rd Rank by The Maharashtra Urban Co-op. Banks’ Federation Ltd., for the financial year 2018-2019 in the category of Banks’ having deposits of `5000 crore and above.

    Banking Frontiers (FCBA 2019) has awarded the Bank “Best Mobile Banking App” in Large UCB category.

    Banking Frontiers (FCBA 2019) has awarded the Bank - Best Debit Card Initiative in Large UCB category

  • 2018-19

    Avies Publication has awarded the Bank “Banco Blue Ribbon 2018” award for the performance for Financial Year 2017-18 in the all India Urban Banks category with Deposits of above Rs.5000 crore

    Banking Frontiers and The National Federation of Urban Co-Operative Banks and Credit Socities Ltd. (NAFCUB) has awarded the bank “FCBA Award-2018” for “Best HR Process and Innovation”

    The Brihanmumbai Nagari Sahakari Banks’ Association Ltd., Mumbai award the Bank 2nd prize for the overall performance and Annual Report for the Financial year 2017-18 in the category of Banks having total deposits of Rs. 2000 crore and above.

  • 2017-18

    The Maharashtra State Co-operative Banks' Association Ltd., Mumbai has awarded the Bank K. Padmabushan Vasantdada Patil Best Urban Co-operative Banks' Award for the performance for the Financial year 2016-17 in the category of Scheduled Co-operative / Multi-state Co-operative Bank.

    The Brihanmumbai Nagari Sahakari Banks Association Ltd., Mumbai awarded the Bank 2nd prize for the overall performance and Annual Report for the Financial Year 2015-2016 in the category of Banks having deposits of ` 2001 crore and above.

  • 2016-17

    Completed century of 100 branches in

    The Maharashtra Urban Co-operative Banks' Federation Ltd., Mumbai awarded the Bank “Best Information Technology Award -2016” for its achievement in Information and Technology.

    The Maharashtra Urban Co-operative Banks' Federation Ltd., Mumbai awarded the Bank 2nd prize for the overall performance of the Bank during the year 2015-16 in the category of Banks having deposits of ` 3000 crore and above.

    Avies Publication has awarded the Bank 1st prize “Banco Puruskar-2016” for the best performance for the Financial Year 2015-16 in the category of Banks having deposits of ` 5001 crore and above.

    Mumbai District Central Co-operative Bank Ltd., awarded the Bank 1st prize “Sahakari Gaurav Puruskar 2016” for the performance for the Financial Year 2015-16 in the category of Nagari Sahakari Bank.

    The Brihanmumbai Nagari Sahakari Banks Association Ltd., Mumbai awarded the Bank 2nd prize for the overall performance and Annual Report for the Financial Year 2014-2015 in the category of Banks having deposits of 1500 crore and above.

  • 2015-16

    Mumbai District Central Co-op. Bank Ltd., has awarded the Bank 3rd prize - Sahakar Gaurav Puruskar for the performance for the Financial year 2014-15.

    The Maharashtra State Co-operative Banks' Association Ltd., Mumbai has awarded the Bank K. Padmabushan Vasantdada Patil Best Urban Co-operative Banks' Award for the performance for the Financial year 2014-15 in the category of Scheduled Co-operative / Multi-state Co-operative Bank.

    Avies Publication has awarded the Bank 1st prize “Banco Puruskar- 2015” for the best performance for the financial year 2014-15 in the category of Banks having deposits of Rs. 5001 crore and above

    The Brihanmumbai Nagari Sahakari Banks Association Ltd., Mumbai awarded the Bank 1st prize for the Annual Report and overall best performance for the Financial Year 2013-2014 in the category of Banks having deposits of Rs. 1500 crore and above.

  • 2014-15

    We are the 1st Co-operative Bank to implement version 10 of Finacle a robust CBS software

    Avies Publication has awarded 1st prize for the best performance for the financial year 2013-2014 in the category of Banks having deposits of Rs. 5001 crore and above.

    The Maharashtra Urban Co-operative Banks' Federation Ltd., Mumbai awarded the Bank 1st Prize for the overall performance of the Bank during the year 2013-14 in the category of Banks having deposits of Rs. 1000 crore and above.

    The Brihanmumbai Nagari Sahakari Banks Association Ltd., Mumbai awarded the Bank 1st prize for the overall best performance and annual report for the Financial Year 2012-2013 in the category of Banks having deposits of above Rs. 1500 crore

  • 2013-14

    Shri Nityanand S. Kirodian, Chief Information Officer of the Bank has been awarded “Best IT Head” award in the category of large sized Co-operative Banks in India at the Sixth Frontiers in Co-operative Banking Awards 2013 organized by “Banking Frontiers”, a leading monthly magazine on Banking.

    The Bank has won award in “Best solution for Credit Rating” in the category of large sized Co-operative Banks in India at the Sixth Frontiers in Co-operative Banking Awards 2013 organized by “Banking Frontiers”, a leading monthly magazine on Banking.

    The Maharashtra Urban Co-operative Banks' Federation Ltd., Mumbai awarded the Bank 1st Prize for the overall performance of the Bank during the year 2012-13 in the category of Banks having deposits of Rs. 1000 crore and above.

    The Brihanmumbai Nagari Sahakari Banks Association, Mumbai awarded the Bank 1st prize for the best performance and annual report for the Financial Year 2011-2012 in the category of Banks having deposits of above Rs. 1500 crore

  • 2012-13

    Cheque Clearing Process in Bank was CTS Enabled

    Our Bank introduced Visa International Debit card

    The Bank has won first prize for Best HRD Project in the category of large sized Co-operative Banks organized by “Banking Frontiers”

    The Brihanmumbai Nagari Sahakari Banks Association, Mumbai Awarded the Bank 2nd prize for the best performance during the year 2010-2011 in the category of Banks having deposits of above Rs. 1000 crore

  • 2010-11

    The Brihan Mumbai Nagari Sahakari Banks Association, Mumbai Awarded the Bank 1st prize for the overall performance in the various fields during the year 2008-2009

    The Bank has won first prize for Innovation in HRD at the “Frontiers in Co-operative Banking Awards, 2010” organized by “Banking Frontiers” a Banking Magazine in category of Large Sized Banks.

  • 2009-10

    The Brihan Mumbai Nagari Sahakari Banks Association, Mumbai Awarded the Bank 2nd prize for the overall performance in the various fields during the year 2007-2008

    The Bank has won two awards in the “Frontiers in Co-op. Banking Awards, 2009” organized by Banking Frontiers Magazine.

    a) First prize for Innovations in HRD.
    b) Second prize for Best Data Center

    “Life Insurance Corporation of India” has awarded the Bank, in recognition of outstanding contribution in spreading life insurance protection during the year.

  • 2008-09

    The Reserve Bank of India granted Forex Authorised Dealer Category I license to our Bank for forex business

    The Brihan Mumbai Nagari Sahakari Banks Association, Mumbai Awarded the Bank 1st prize for the overall performance in the various fields during the year 2006- 2007

    The Bank has received Banking Frontiers Awards – 2008 for innovations in HRD and Advertisements.

    “Life Insurance Corporation of India” has awarded the Bank, in recognition of outstanding contribution in spreading life insurance protection during the year 2008-2009

  • 2007-08

    The Brihan Mumbai Nagari Sahakari Banks Association, Mumbai has awarded the Bank 3rd prize on 8th August, 2007 for the overall performance during the year 2005-06 in the category of banks having deposit of above Rs. 100 crores.

    “Life Insurance Corporation of India” has awarded the Bank, in recognition of outstanding contribution in spreading life insurance protection during the year 2007-2008

  • 2006-07

    “Banking Frontiers” frontier in Co-operative banking – Awards 2006-07 for Branch Innovation / Upgradation

    “Life Insurance Corporation of India” has awarded the Bank, in recognition of outstanding contribution in spreading life insurance protection during the year 2006-2007

  • 2005-06

    The Bank was awarded 3rd prize for the year 2004-05 in the category of Urban Co-operative Banks having deposits above Rs. 500 crore in the State of Maharashtra by the Maharashtra Urban co-operative Banks' Federation Ltd.

  • 2004-05

    The Bank was honoured with Excellence Award & the Chairman of the Bank Shri Jaya C. Suvarna with “Udyog Rattan” award from the Institute of Economic Studies (IES), New Delhi. These Awards were conferred by taking into account the progress of the Bank in terms of Excellence in productivity, quality, innovation and management. Hon'ble Former Governor of Tamil Nadu & Assam, Dr. Bhishma Narain Singh presented this award to the Chairman of the Bank at the time of seminar on “Economic Development” held at New Delhi on 28/05/2005.

  • 2003-04

    Merit Certificate for the overall performance during the year 2002-03 from the National Institute for Co-operative Development and Rural Management, Wardha.

    The Bank was rated at 3rd position amongst the Best Urban co-operative Banks in Mumbai District based on the Ratings and Rankings conducted by Brehad Research and Information Services (BRIS) on the basis of “Five Dimensional Weighted Ranking” by taking into account as many as seventeen parameters.

    The Bank was rated as 9th SAFEST Bank amongst 469 Urban Co-operative Banks in the State of Maharashtra based on the Ratings and Rankings conducted by Brehad Research and Information Services (BRIS) on the basis of “Five Dimensional Weighted Ranking” by taking into account as many as seventeen parameters.

  • 2002-03

    Our Bank went live on Core Banking Solution (CBS) platform in August 2003

    The Bank was categorized as “A” grade Bank by the Commissioner for Co-operation and Registrar of Co-operative Societies, Maharashtra State, Pune while carrying out the exercise of classifying Urban Co-operative Banks in the State of Maharashtra in the months of May and October, 2002.

    During August, 2002 Bank was declared as the “SAFEST AND FINANCIALLY SOUND BANK” alongwith 14 other Co-operative Banks in the State of Maharashtra, by the Hon'ble Chief Minister of Maharashtra.

    The Bank was rated one amongst 10 Best Urban Co-operative Banks in Mumbai District based on the study conducted by “Financial Express”, a leading Economic Newspaper, on the basis of “Five dimensional weighted ranking” by taking into account as many as five categories of parameters viz., financial parameters, operational parameters, profitability parameters, productivity parameters and social responsibility parameters.

  • 2000-01

    Merit Certificate for the Annual Report 1999-2000 from National Institute for Co-op. Development & Rural Management, Wardha.

  • 1999-2000

    Merit Certificate for the Annual Report 1998-1999 from National Institute for Co-op. Development & Rural Management, Amaravati.

    Memento received for the scheduled status of the Bank from The Maharashtra Urban Co-operative Bank's Federation Limited, Mumbai

  • 1998-99

    Merit Certificate for the Annual Report 1997-98 from National Institute for Co-op. Development & Rural Management, Amaravati.

  • 1997-98

    Our Bank was conferred with Multi State Status by the Central Registrar in September 1997.

    Merit Certificate for the Annual Report 1996-97 from National Institute for Co-op. Development & Rural Management, Amaravati.

  • 1996-97

    Merit Certificate for the Annual Report 1995-96 from National Institute for Co-op. Development & Rural Management, Amaravati.

    A memento was received on attaining Scheduled status by the National Federation of Urban Co-operative Banks and Credit Societies Ltd., New Delhi on the occasion of 7th All India Conference of Co-op. Banks and Credit Societies held on 27th & 28/11/1996

  • 1993-94

    Bank was awarded 2nd prize by the Brihan Mumbai Nagari Sahakari Banks Association Ltd., Bombay for allround performance in the category of Banks having deposits of Rs. 50 crores and above.

  • 1990-91

    Bank has bagged first prize from the Brihan Mumbai Nagari Sahakari Banks Association Ltd., Bombay for its overall best performance among the Urban Banks in Bombay for the year 1988-89

    Memento received for the scheduled status of the Bank from The Maharashtra Urban Co-operative Bank's Federation Limited, Mumbai

  • 1988-89

    Bank has won first prize for its Annual Report for the year 1985-86 in their Annual Report competition of Urban Co-operative Banks held by the Greater Bombay and Thane District Urban Co-operative Bank's Association

Financial Position
Financial Position
(as on 30th November, 2024) (Rupees in Crores)
LIABILITIES AMOUNT   ASSETS AMOUNT
Share Capital 185.15   Cash & Bank Balance 675.90
Reserves & Surplus 1571.70   Investments 5041.09
Deposits 11289.89   Loans & Advances 7164.83
Other Liabilities 687.83   Other Assets 852.75
TOTAL 13734.57   TOTAL 13734.57
Customer Testimonials
It’s been 20 years of association with bharat bank; they have been helpful to me in many of my projects. They take customer service seriously, they have advised me from time to time about my business. I proudly say that, I bank with Bharat Bank.
Rustom Kerawalla Founder Vibgyor group of schools
Bharat bank is the only bank which has recognised the needs of the hotel industry and helped hoteliers…. the confidence which I see in bank staff is good. Customer service is excellent
Adarsh Shetty President AHAR
Bharat bank staff provides service with smile which spreads positive vibes around the branch. This is the reason after 22 years staffs have changed but I am experiencing the same customer service.
Judith Bharti Limca record holder for mother and daughter Duo doing together commercial pilot license
My mother introduced Bharat Bank to me. She was impressed by customer service at Bharat Bank. I should say I am very happy with Bharat Bank. Staff greet us with smile, listen to us and solves our queries quickly.
Shruthi Seth TV presenter & Actress
My project got stuck as one nationalised bank refused to fund my project. Then I approached Bharat bank which helped me through and my project was completed. I feel comfortable with them….staff are very friendly and helpful. I am happy doing business with Bharat Bank.
Umesh Shetty Thunga Hospital
Bharat Bank has personal touch in its banking which makes banking for us easy. They have one of the best staff who are ready to help anytime. It’s a pleasure doing business with Bharat Bank.
Prathik Agarwal Partner Green valley Studios
Bharat Bank has been lucky for me; their customer service is the best. I wish Bharat Bank all the best.
Bhavya Gandhi (Tappu) Actor of the famous serial Tarak Mehta ka oolta chasma
Blessed to be Bharat Bank customer, they treat us very good. They are at our disposal every time. Due to which I can do my business without any fear.
Opinder Singh Om Galaxy Precision Mould craft
It has been a long journey with Bharat bank from Rs.500 to Rs.250 crores. I have grown with Bharat bank. I always receive prompt service at here.
Siddhartha Sen Siddhartha Logistics Co Pvt Ltd.
I always find professionalism in Bharat bank. They strive to provide best service to us.
Sanjay Joshi Chairman Radhe Machinary Ltd.
If anybody asks me, what Bharat Bank means to me? I would say Bharat Bank is my family, they have always responded to me when I needed them as a family member. Friendly and helping staff makes banking easy for me. Thank you Bharat Bank for being with us.
Jayan K Nair
Bharat Bank provides me confidence to do business; I can say that they have helped my business grow. They provide excellent service. It is always a pleasure doing business with Bharat Bank.
Om Prakash Sultania Sultania trade Pvt Ltd
We are the second generation banking with Bharat Bank, we are receiving extraordinary service from bank. They help us with their valuable advice which helps my business grow.
Bharat Poojari Director of Sukh Sagar Hotels Ltd. ab
I have always received good support from Bharat bank; they have always guided and supported me in my projects. Whatever I am today is because of Bharat Bank.
Mr. Ravi Shetty Sai Palace group of Hotels, Mumbai